Savi is an industry leader in student loan and education benefits, empowering people to save money on student loans and explore new education options through its AI-enabled platform and one-on-one expert support.

We are like a tax-prep software for student loans. We connect borrowers to free federal programs that allow them to reduce their monthly payments and explore forgiveness options. Our algorithm uses information that borrowers provide to maximize their benefits and streamline the enrollment process.

To learn more about becoming a partner, click here. If you’re a borrower, we have resources available here.

We've created an AI-enabled platform that helps employees find the best repayment or forgiveness plan, save for retirement through Secure 2.0 matching, and discover new education plans, such as tuition reimbursement. We simply ask borrowers a few questions, and our platform does all the heavy lifting.

For student debt relief, our platform scans more than 150 public and private forgiveness and repayment plans, calculates monthly savings or total forgiveness amount, automates the enrollment process, and monitors any new updates throughout the course of a loan.

We primarily work directly with partners who provide student loan and education benefits to their employees, clients, and members. However, we believe everyone should have access to student loan solutions. We work with several nonprofit community partners where borrowers can access Savi’s platform and 1:1 support at no cost. To learn more, click here.

If you need immediate assistance and have questions related to student loans, you can use our tool, Student Loan Assistant by Savi on ChatGPT. Borrowers can find repayment plans, forgiveness options, and savings estimates instantly.

Borrowers who use Savi can save $38,980 over their lifetime.*

We developed a unique algorithm that reviews student loan options and summarizes repayment options. Whether that's saving as much as possible per month or paying the lowest total amount over time, the decision is ultimately up to the borrower.

If borrowers decide to move forward with a program, Savi helps with the enrollment process, eliminating the tedious paperwork process. We are not financial advisors, but Savi's goal is to make it as easy as possible for borrowers to make the best decision.

*Users who created an account on Savi between October 1, 2023, and December 31, 2023, and used Savi to find a monthly payment reduction, saw an average lower payment of $187 per month and $38,980 in lifetime savings with income-based repayment plans and applicable relief options. Savings may vary, and some may not see savings.

Savi was started as a social-impact public benefit company. The people behind it are student loan experts, advocates, and borrowers who have been fighting for many years to improve the broken student loan system. We realized that the 42+ million borrowers [source] needed better and more personalized information about how to manage and repay their student debt. That’s why we created Savi to help borrowers take advantage of valuable federal programs, such as income-based repayment or loan forgiveness, which can be complicated and have been underutilized as a result. The folks behind Savi also know that there are a lot of bad actors in the student loan industry, which is why we value trust with borrowers. You can learn more about the people behind Savi here.

Savi was founded in 2017 by longtime student loan experts and advocates Aaron Smith and Tobin Van Ostern.

One partner found that for every $1 spent on Savi, an employee receives $223 in debt forgiveness.

More than 98% of submitted federal student loan applications are accepted.

First-time users will need to register with Savi. A secure account will be set up for you, and you'll receive a confirmation email. Once you register, you can get an estimate on what you may be able to save, access support, and check out your repayment plan options.

You can log in to your account by clicking the log-in button at the top right corner of your screen or by clicking here. You can also refer to the link in the confirmation email you received upon registering for your account. You should always log in to your account when you use Savi in order to receive the fastest response.

Once you are registered with Savi, you can log in to your account, and you’ll see an option to contact support. To get the fastest response, log in to your Savi account. Our platform sends immediate notifications.

If you need support with your account or help upgrading to Premium, you can call our support line at 833-382-3175, which can be reached weekdays, 8:30am to 8:00pm ET.

We work with thousands of partners, ranging from hospitals and universities to financial institutions, counties, and membership groups. Here are some of our partners, just to name a few:

• AARP
• Boston Medical Center
• Experian
• MetLife
• NEA
• Oakland County
• TIAA
• UCHealth
• Union Plus
• University of Pittsburgh
• Voya Financial

Savi is offered as an employee and member benefit.

We can help with any type of student loan.

Yes, direct family members (spouse, parent, children) can access the Savi platform. Each family member will need to create their own individual account. They should go to the same URL as the original Savi user to get started. Contact Savi’s support team to learn more about your organization's family eligibility rules.

If you know an organization or have a community of people who could benefit from access to Savi, send us a request here, and we’ll get in touch with your HR team. If you already have an account, you can invite friends here.

Registered Savi users have full access to our Help Center, a comprehensive library of student loan articles on topics ranging from Public Service Loan Forgiveness (PSLF) to income-driven repayment plans, and more. You can become a registered user here. If you’re already a registered user, you can access the Help Center at the bottom of your screen once you’re logged into your account.